Should I cooperate with the insurance company and the employer?
Yes, in general, you should cooperate with the insurance company and the employer when you have a work related injury. You should report your injury as soon as possible to your employer. Your employer should then contact its worker’s compensation insurance company. The insurance company will contact you and ask you the details of your injury. You should cooperate by telling them the details of your injury. However, never give a recorded statement to the insurance company or your employer, and never sign any statements that you have given. Even if the insurance company tells you that you will receive no money unless you record or sign the statement, you should not do so. They have no right to not pay you simply because you did not sign or record a statement. The only paper you should sign is an authorization for the insurance company to look at your medical records. They have a right to see your medical records and you should sign that authorization.